Owner Occupied Rehabilitation Program

๐—”๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ ๐—ถ๐—ป ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ผ๐—ณ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐—ถ๐—ฟ๐˜€? The City of Bedford is applying for a $350,000 Owner-Occupied Rehabilitation (OOR) Grant through the Indiana Office of Community and Rural Affairs (OCRA) to assist eligible homeowners with critical home repairs and accessibility improvements. ๐—”๐˜€ ๐—ฝ๐—ฎ๐—ฟ๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ด๐—ฟ๐—ฎ๐—ป๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—น๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฝ๐—ฟ๐—ผ๐—ฐ๐—ฒ๐˜€๐˜€, ๐˜๐—ต๐—ฒ ๐—–๐—ถ๐˜๐˜† ๐—บ๐˜‚๐˜€๐˜ ๐—ฑ๐—ฒ๐—บ๐—ผ๐—ป๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฎ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—ฟ๐—ฒ๐—ต๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐˜€๐˜€๐—ถ๐˜€๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜„๐—ถ๐˜๐—ต๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐˜๐˜†. Residents who believe they may qualify and are interested in participating are encouraged to ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ฒ๐˜๐—ฒ ๐—ฎ ๐—ฝ๐—ฟ๐—ฒ-๐—ฎ๐—ฝ๐—ฝ๐—น๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ป๐—ผ ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜†, ๐—๐˜‚๐—ป๐—ฒ ๐Ÿญ๐Ÿฎ.

If awarded, the grant would provide funding to qualifying Bedford homeowners at ๐—ป๐—ผ ๐—ฐ๐—ผ๐˜€๐˜ ๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ. The program is designed to help residents remain safely and comfortably in their homes by addressing essential housing needs that may otherwise create financial hardship.

Eligible repairs include:

โœ… Roof repair or replacement

โœ… Heating and cooling system replacement

โœ… Water heater replacement

โœ… ADA accessibility modifications to home entrances

To qualify for assistance, applicants must own and occupy the home as their primary residence within Bedford city limits, and total household income must be at or below 80 percent of the Area Median Income.

The City of Bedford has previously benefited from OCRA’s Owner-Occupied Rehabilitation Program. In 2024, Bedford was awarded $300,000 in grant funding, allowing the City to assist 15 homeowners with critical repairs and improvements.

๐—”๐—ฑ๐—ฑ๐—ถ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ, ๐—ฒ๐—น๐—ถ๐—ด๐—ถ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ฟ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€, ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ผ๐—ป๐—น๐—ถ๐—ป๐—ฒ ๐—ฝ๐—ฟ๐—ฒ-๐—ฎ๐—ฝ๐—ฝ๐—น๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ๐—บ ๐—ฐ๐—ฎ๐—ป ๐—ฏ๐—ฒ ๐—ณ๐—ผ๐˜‚๐—ป๐—ฑ ๐—ฎ๐˜ www.bedford.in.gov/oor

For questions regarding the program, residents may visit Bedford City Hall at 1102 16th Street or call 812-279-6555.